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Annuity Rates

Best Annuity Rates
Find the best annuity rates with these pages to provide the highest income. Standard annuities can be up to 25% higher and 40% higher if you suffer from impaired health. Ask for a FREE quote to find the best annuity for your circumstances.
 
Best annuity rates
Best Rates
Up to 25% more income
with the best annuity rates.
  Best Rates  
 
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Find the highest annuity
income for your pension.
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  Your main rates choices are:
Standard single rates
  Highest open market option conventional annuity, single life
Standard joint rates
  Highest open market option conventional annuity, joint life
 
Smoker single rates
  Smoked ten or more cigarettes per day for 10 years, single life
Smoker joint rates
  Smoked ten or more cigarettes per day for 10 years, joint life
  Other annuity / pension rates: (more details)
Diabetes enhanced rates
  Suffering from diabetes will result in a higher annuity rate
With profit rates
  Higher risk / income, consider if you have other pensions
Immediate needs rates
  Cap the costs of long term care for an elderly relative
 
Impaired health rates
  A serious illnesses may result in a much higher annuity rate
Purchased life rates
  If you have a lump sum and want an income for life
Income drawdown rates
  Suitable if you are still working or have other income sources
 
  Annuity Rates Summary
These conventional annuity rates are for both standard and smoker annuities with a pension of £100,000 after the tax free lump sum of £33,333 has been taken.

Last reviewed: 31st January 2012


Standard Annuity Rates
Age Males Females Joint
55 £5,037 £4,825 £4,747
60 £5,460 £5,183 £5,092
65 £6,015 £5,731 £5,549
70 £6,835 £6,533 £6,220
75 £8,143 £7,682 £7,176
Smoker Annuity Rates
Age Males Females Joint
55 £5,885 £5,741 £5,501
60 £6,546 £6,247 £5,898
65 £7,386 £7,044 £6,512
70 £8,536 £8,204 £7,423
75 £10,320 £10,013 £8,675
The above are examples of the rates available. Click the following for the full standard tables and other annuity options.
Best Annuity Rates
 
 
 

Find the Best Annuity Rates at Sharing Pensions

Here at Sharing Pensions our aim is to help you find the best annuity rates available by comparing the market, and this could help you increase your pension income by up to 25%. This is a significant figure to say the least and could make all the difference to your retirement, so compare the quotes out there and find the best annuity rates.

Choice of Annuity Rates

One of the reasons that it is a good idea to browse the whole annuity market is that there is quite a choice of types of rates. Here are some of the options that exist at the moment which may be suitable for you:

• Standard single rates
• Standard joint rates
• Smoker single rates
• Smoker joint rates
• Diabetes annuity rates
• Impaired annuity rates
• With profit annuity rates
• Income drawdown rates

Different factors such as those mentioned above affect different people and different annuity providers will offer different rates depending on such conditions, so you should have a look at the whole market to find the most suitable product and the best annuity rates for it. 

Get the Best Annuity Rates by Comparing the Market

At Sharing Pensions we can help you find the best annuity rates on the market by comparing the whole market, this giving you access to the most suitable annuity that will meet your needs and provide you with the best possible income.

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Annuity Rates
Males
  55 £5,037  
  60 £5,460  
  65 £6,015  
  70 £6,835  
Females
  55 £4,825  
  60 £5,183  
  65 £5,731  
  70 £6,533  
£100,000 purchase, level rates, standard single life
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Changes
43% Up
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48% Down
9% Unchanged
1 month change for
all male, female and
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