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best annuity rates
 
 
best annuity rates  

Other annuity rates:
Select one of the links below for specific UK annuity rates for medical conditions, higher risk pension options or lump sum cash options.

These annuities are only a guide as rates change frequently. Please request a free annuity quote for an accurate income for you
based on your own personal retirement circumstances.

Main pension annuity rates:
  standard single rates smoker single rates  
  standard joint rates smoker joint rates  
 
other annuity rates annuity rates explained  
Drawdown Quote   Free Annuity Quote
 
 
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  Other annuity / pension rates


Type Description
diabetes annuity rates
  You would qualify if you suffer from diabetes either diet, tablet or in particular insulin based.
impaired annuity rates
  Applies if you have suffered illness in the past such as heart attacks, strokes, cancer or other serious illnesses.
with profit annuity rates
  May apply if you are prepared to take a higher risk because you have more than one pension.
income drawdown rates
  Suitable if you have £100,000 or more in a pension, alternative sources of income and can accept a higher risk.
purchased life rates
 
If you have a lump sum in a bank account and want a guaranteed income for life.
immediate needs rates
  If you or an elderly relative is entering a residential or nursing care home, this can cap the total costs of long term care.
All rates shown are based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for an annuity specific to your circumstances. Use the following for a free annuity quote.
Free Annuity Quote


Annuity notes:
The majority of people purchasing a pension annuity select the standard (conventional) rates or smoker rates for the highest income in retirement. If you suffer from diabetes or your health is impaired, these rates could be further enhanced by the underwriters.

For a number of annuitants that have other pension income, they may pre prepared to take greater risk for possibly higher return in the future and consider a with profits annuity or income drawdown plan.

For those with a lump sum that want a guaranteed annuity, a purchased life annuity may be competitive when compared to a bank account. There are even annuities that could cap the cost long term care for an elderly relative.
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