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  Best Annuity Rates   Standard Single Rates:
This page shows UK standard (conventional) annuity rates, single life only for males and females, or for more options try the other annuity rates.

These annuities are only a guide as annuity rates change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
        Standard single rates            Smoker single rates
           Standard joint rates            Smoker joint rates
           Other annuity rates            Annuities explained

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   Standard annuity rates - SINGLE life
 

These conventional annuity rates are for a pension of £100,000 after the tax free lump sum of £33,333 has been taken.

Last updated: 24 January 2010


Level annuity rates
Male Single Life Female Single Life
  Male 50 £5,342  
  Male 55 £5,714  
  Male 60 £6,203  
  Male 65 £6,899  
  Male 70 £7,792  
  Male 74 £8,887  
  Female 50 £5,223  
  Female 55 £5,567  
  Female 60 £5,895  
  Female 65 £6,500  
  Female 70 £7,325  
  Female 74 £8,267  
Level annuity rates + 10-year guarantee
Male Single Life Female Single Life
  Male 50 £5,318  
  Male 55 £5,682  
  Male 60 £6,125  
  Male 65 £6,740  
  Male 70 £7,548  
  Male 74 £8,388  
  Female 50 £5,205  
  Female 55 £5,521  
  Female 60 £5,884  
  Female 65 £6,378  
  Female 70 £7,116  
  Female 74 £7,842  
3% escalation annuity rates
Male Single Life Female Single Life
  Male 50 £3,337  
  Male 55 £3,717  
  Male 60 £4,220  
  Male 65 £4,884  
  Male 70 £5,868  
  Male 74 £6,972  
  Female 50 £3,214  
  Female 55 £3,547  
  Female 60 £3,974  
  Female 65 £4,530  
  Female 70 £5,364  
  Female 74 £6,305  
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
Free Annuity Quote


Annuity rate notes:
The above table shows the best open market option pension annuity rates for standard single annuitants based on:

Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the tax free lump sum of £33,333 has been taken;
   
Annuity rates are payable monthly in arrears and show the gross income (before deduction of tax);
   
Level annuity rates pay the same income per month for the whole of the annuitants life;
   
Level annuity rates + 10-year guarantee pay the same income per month for the whole of the annuitants life and in the event of an early death, guaranteed to be payable to the estate for 10 years from the start of the pension annuity;
   
3% escalation annuity rates increase the monthly payments each year by 3% for the whole of the annuitants life;
   
Annuity rates are for single males and single females from the ages of 50 to 74 years.
   
No medical enhancements are included in these rates.
   
The annuity rates table is only a guide as rates change frequently. Please request a free annuity quote for an accurate income for your retirement annuity.

At retirement you can use your pension fund to buy an annuity and have the option to use an open market option to search for the highest pension annuity. Once you have purchased an annuity it cannot be changed, so learn more about annuities, compare annuity rates and before making a decision at retirement, secure a personalised pension annuities quote offering guaranteed rates.
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