Immediate Needs Rates: This page shows UK immediate needs annuity rates, single life only for males and females, or try other annuity rates for more annuity options.
These annuities are only a guide as annuity rates
change frequently. Please request a free annuity quote for an accurate income for you based on your own personal retirement circumstances.
The following immediate needs annuity table shows the capital
required to provide an annual income of £12,000 for
nursing home care, either on a level or 5% escalation basis
for men and women.
It assumes the annuitant has suffered a major stroke and is
dependant on all of the activities
of daily living. This higher level of assistance can only
be provided by a nusring home.
Nursing Home - Level Annuity
Age
Capital
Age
Capital
Male
70
£56,800
Male
75
£53,500
Male
80
£48,600
Male
85
£42,100
Male
90
£35,900
Female
70
£78,400
Female
75
£74,100
Female
80
£64,700
Female
85
£58,500
Female
90
£49,300
Nursing Home - 5% Escalation
Age
Capital
Age
Capital
Male
70
£64,500
Male
75
£60,100
Male
80
£53,600
Male
85
£45,700
Male
90
£38,300
Female
70
£93.900
Female
75
£87,300
Female
80
£78,500
Female
85
£65,400
Female
90
£53,800
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
The immediate needs annuities above are based on a specific
medical condition and should be used as a guide only. For an
annuity rate specific to your or a relatives circumstances,
medical conditions and ability to perform activities of daily
living you should complete the immediate
needs quote.
Immediate needs rates - RESIDENTIAL HOME
The following immediate needs annuity table shows the capital
required to provide an annual income of £12,000 for residential
home care, either on a level or 5% escalation basis for men
and women. It assumes the annuitant is diagnosed with dementia and is dependant
on some of the activities
of daily living. This lower level of assistance can be provided
by a residential home.
Residential Home - Level Annuity
Age
Capital
Age
Capital
Male
70
£67,900
Male
75
£63,400
Male
80
£56,700
Male
85
£47,800
Male
90
£40,100
Female
70
£92,300
Female
75
£87,400
Female
80
£78,900
Female
85
£69,100
Female
90
£56,700
Residential Home - 5% Escalation
Age
Capital
Age
Capital
Male
70
£78,100
Male
75
£72,200
Male
80
£63,300
Male
85
£52,700
Male
90
£47,400
Female
70
£111,500
Female
75
£103,900
Female
80
£91,400
Female
85
£77,800
Female
90
£62,200
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for annuities specific to your circumstances. Use the following for a free annuity quote.
The immediate needs annuities above are based on a specific
medical condition and should be used as a guide only. For
an annuity rate specific to your or a ralatives circumstances,
medical conditions and ability to perform activities of daily
living you should complete the immediate
needs quote.