Smoker single rates:
This page shows UK smoker annuity rates, single life only for males and females, or try other annuity rates for more annuity options.
These annuities are only a guide as rates
change frequently. Please request a free
annuity quote for an accurate income for you
based on your own personal retirement circumstances.
These rates are for a pension purchase price of £100,000 after the
tax free lump sum of £33,333 has been taken.
Last updated: 20 August 2008
Level annuity rates
Male single life
Female single life
male
50
£6,660
male
55
£7,236
male
60
£8,100
male
65
£9,264
male
70
£10,644
male
74
£12,768
female
50
£6,468
female
55
£6,972
female
60
£7,752
female
65
£8,808
female
70
£10,296
female
74
£12,192
Level annuity rates + 10-year guarantee
Male single life
Female single life
male
50
£6,624
male
55
£7,152
male
60
£7,824
male
65
£8,688
male
70
£9,984
male
74
£10,680
female
50
£6,444
female
55
£6,912
female
60
£7,596
female
65
£8,424
female
70
£9,456
female
74
£10,428
3% escalation annuity rates
Male single life
Female single life
male
50
£4,584
male
55
£5,172
male
60
£6,048
male
65
£7,224
male
70
£8,676
male
74
£10,788
female
50
£4,380
female
55
£4,932
female
60
£5,724
female
65
£6,804
female
70
£8,316
female
74
£10,212
The above table is based on a limited number of annuity features and should be used as a guide only. It is important therefore that you shop around for an annuity specific to your circumstances. Use the following for a free annuity quote.
Annuity rate notes:
The above table shows the best open
market option pension annuity rates for smoker single annuitants based on:
•
Purchase price of £100,000 - this assumes an original pension fund of £133,333 and after the
tax free lump sum of £33,333 has been taken;
•
Annuity rates are payable monthly in arrears and show the gross income (before deduction of tax);
•
Level annuity rates pay the same income per month for the whole of the annuitants life;
•
Level annuity rates + 10-year guarantee pay the same income per month for the whole of the annuitants life and in the event of an early death, guaranteed to be payable to the estate for 10 years from the start of the annuity;
•
3% escalation annuity rates increase the monthly payments each year by 3% for the whole of the annuitants life;
•
Annuity rates are for single males and single females from the ages of 50 to 74 years.
•
No medical enhancements are included in these rates.
•
The annuities rates tables are only a guide as rates
change frequently. Please request a free
annuity quote for an accurate income for your retirement annuity.
Disclaimer:
Information found on this site does not amount to financial advice or
legal advice. Every time you access the website you agree to be bound
by the Terms and Conditions.
If you do not agree to be bound by them, you should not use the sharingpensions.co.uk
website. Before taking any action regarding pensions, pension on divorce
or any other financial or legal matter you should seek professional
advice.
