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Free Impaired Annuity Quote
  Benefits of Our Service

Free annuity quote - Receive your no obligation annuity quote from all the leading impaired health providers in the open market
Yes 18% extra enhanced income - Receive up to 18% more than the highest standard income if you have lifestyle conditions
Yes 40% extra enhanced income - Receive up to 40% more than the highest standard income if you have serious medical conditions
Yes Flexi-access drawdown - Compare the annuity with accessing your fund
Yes Specialist advice - Help to realise the best income options for you


Submit your details   We find the best income for you   Apply if you are happy to proceed
Free Annuity Quote
IMPORTANT: Sharingpensions will only use your information to request
Please let us know the source of your fund for the annuity:  
Pension fund Cash fund
For a pension fund, please tick which options are of interested:  
Annuity Quote Fixed Term Quote Drawdown Quote
Medical Conditions - If you or your partner have any lifestyle or medical conditions this could enhance the annuity income by up to 40%.
    You Partner     You Partner
  Regular smoker   Overweight
  Stopped smoking
(last 2 years)
  High blood pressure
  Heart conditions   High Cholesterol
  Cancers   Strokes
  Diabetes   Asthma / COPD
          Other medical conditions
If you take prescribed medications, please list the names you are taking. For a joint annuities please include your partner (if applicable):  
About You
Your Partner
All medications you take:
All medications partner takes:
IMPORTANT - Please tell us about your medical condition such as diabetes, heart, cancer, stroke or any others - the more detailed the information you provide the more likely the underwriters can significantly increase the annuity offered to you:  
Medical Condition 1
Medical Condition 2
Medical Condition 3

Your Details
Name *
Address 1 *  
Address 2  
Town/City *  
County/Country (if overseas):  
Postcode *  
Email address *  
Phone number *  
Your date of birth * (eg DD / MM / YYYY)  
Your gender *  
Marital status *  
Main occupation during working life *  
Partner's Name (if joint)
Partner's date of birth (eg DD / MM / YYYY)  
Partner's gender  

Your Existing Funds
Please let us know the source of your fund(s) for the annuity quote:  
Pension fund Cash fund
If you have cash in your bank for an annuity, enter the amount in (1) below and if you have a pension fund enter the details in (2) below:  
1 - For cash in your bank, the amount  
2 - For pension funds only, please complete the following:
Your retirement date * (eg DD / MM / YYYY)  
Type of pension *  
Total fund value *  
Tax free cash (usually 25% maximum)  

Features for Your Annuity
You can add features to an annuity such as escalation or a spouse's pension. The default is for a single life, level income with no guarantee payable monthly in advance.  
Type of benefits
(Is this for a single or joint life plan)
Survivors pension
(If joint, spouse's income from 50% to 100%)
Payment frequency
(Receive your income from monthly to annually)
Payment type
(Pays at start or end of payment frequency)
Escalation rate
(Select from none to 5% income increase)
Guaranteed period
(Continues to pay if annuitant dies early)
Additional comments you would like to make:
This quote service is free of charges and by submitting this form you are not under any obligation or commitment to purchase an annuity through us.

Your personal data is protected in accordance with out Privacy Policy and the information you are sending is secured by GeoTrust and verified by Equifax.

Please ensure you have reviewed our Terms and Conditions before continuing.

You can call our experts to ask questions
Ask for an impaired quote

Simply speak to our annuity expert Colin Thorburn if you need to discuss your options or would like us to take your details for the highest impaired annuity quote, please contact us:
Call 020 8816 7501
Monday - Friday 9am-6pm

Calls from overseas:

+44 (0) 20 8816 7501
Important information
you need to know
Ask for an impaired quote

Suitable if your fund is £5,000 or more after tax free cash.

Should you buy a lifetime annuity when annuity rates are currently at an all time low? Remember, once bought the lifetime annuity cannot be changed.

It is important you consider your options as you don't have to give your fund away. In fact you can receive a guaranteed income and fund value, returning to the lifetime annuity at a later date.
About our services
Ask for an impaired quote

Your quote will be produced by our expert Colin Thorburn who has nineteen years experience in pensions and annuities.

He is an individual authorised by the Financial Conduct Authority and business is submitted through Blackstone Moregate Ltd which is authorised and regulated by the FCA (no. 459051). Your personal details will not be given to any third parties.

Our address is:
Ground Floor, Bury House, 31 Bury Street, London, EC3A 5AR   This website is for marketing purposes only and does not provide specific financial or legal advice. Website security issued by GeoTrust and Equifax. Copyright©2001-17 All Rights Reserved