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Smoker Annuity Quote
Smoker Annuity Quote
We can quote for pension funds of £10,000 or more (£7,500 after tax free cash). Fill in One Form to search all the top providers that can offer up to 30% more income than your provider.  
 
 
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  * Indicates a 'Required field', which must be filled before submitting the form.  
 
My Details
  We help thousands of people each year with their annuity quotes. For the fastest service, please provide a daytime or home contact number and address so we can send you guaranteed quotes from the leading annuity provider. Your details are only used in relation to your pension annuity enquiry.  
     Timescale considered for changes:  
     How did you find our website:  
 
  * Name:
 
  * Address 1:  
     Address 2:  
  * Town/City:  
     County/Country (if overseas):  
  * Postcode:  
 
  * Email address:  
  * Phone number:  
 
  * Your date of birth:
 
  Your retirement date:
 
  * Your gender:  
     Main occupation during working life:  
 
     Partner's Name (if joint):
 
     Partner's date of birth (if joint):
 
     Partner's gender (if joint):  
 
Smoking Lifestyle
  You can qualify as a smoker if you have smoked 10 manufactured cigarettes per day or 3 ounces of cigarette tobacco per week and have done so for the past ten years or more. These enhancements do not apply to people that smoke pipes or cigars. The annuity income would continue to be payable even if you give up smoking after being accepted by the provider.  
     Are you a smoker?:
Yes: No:
 
  * Manufactured cigarettes per day:
   (Must be a minimum of 10 per day)
 
     Or ounces of cigarette tabacco per week:
   (Must be a minimum of 3 per week)
 
 
     Is your partner a smoker? (if joint):
Yes: No:
 
     Manufactured cigarettes per day:
   (Must be a minimum of 10 per day)
 
     Or ounces of cigarette tabacco per week:
   (Must be a minimum of 3 per week)
 
 
Pension Scheme Details
  If your pension fund is £7,500 or more after tax free cash we can produce a quote for you. Using the statement from your provider, enter the total value of your pension fund. From 6 April 2012 protected rights is treated in the same way as non-protected funds. If you want to take 25% tax free cash, deduct this from the total fund value. The 'Purchase Annuity' box is used for the annuity quote.  
  * Type of pension:  
 
     Total fund value:  
     Tax free cash (25% maximum):  
  * Purchase Annuity:  
 
Features of your Annuity
  If you are comparing our quote to the annuity income shown on your provider statement, please ensure you are comparing "like for like" and that the features you add are exactly the same. The following is defaulted to a level annuity, single life, paid monthly in advance with no guarantee. Please change this if required.  
     Annuity benefits:
    (Is this for a single or joint life annuity)
 
     Survivors pension:
    (If joint, spouse's income from 50% to 100%)
 
 
     Payment frequency:
    (Receive your income from monthly to annually)
 
     Payment type:
    (Pays at start or end of payment frequency)
 
     Escalation rate:
   
(Select from none to 5% income increase)
 
     Guaranteed period:
    (Continues to pay if annuitant dies early)
 
  Additional comments you would like to make:  
Sending the form
  This quote service is free of charges and by submitting this form you are not under any obligation or commitment to purchase an annuity through us.

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Suitability
Smoker annuity quotes are suitable for people with a pension fund of £20,000 or more (£15,000 after tax free cash). Receive up to 40% more income than the annuity offered by your current provider if you have smoked 10 or more cigarettes a day for the past ten years.
 
   What happens now?
Free Quote Service
By submitting this form you are not under any obligation or commitment to purchase a smoker annuity from us. The smoker annuity quote service is free of charges.
 
Highest Rates
Once your enquiry is received we compare the most competitive rates available sending you a guaranteed quote from the highest provider.
 
How can we help
If you need further information or wish to proceed with the annuity quote our annuity experts can process all paperwork on your behalf, deal with the life company's administration, giving a personalised service at no extra cost to you.
 
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