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By submitting this form you are not
under any obligation or commitment to purchase a service
from our partner authorised firm; |
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Your information will only
be used to advise you on your pension transfer options; |
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To ensure you receive the most appropriate
advise, we reserve the right to share this information
with a partner authorised firm that are qualified to complete
your enquiry on our behalf. By submitting this form you
give us permission to do this; |
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By submitting this form you give us
and a partner authorised firm permission to contact you
by email, telephone or post to clarify or ask further
questions in relation to your enquiry; |
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On request, we will erase all information
you have submitted to us that we have on our files; |
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If you have any difficulty
completing the form, please let us know by email and we
can call you to take your details; |
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When our partner firm receives this
form and have checked that the details are complete they
will send you their standard pension transfer pack requesting
further information, enclosing a letter of authority for
them to speak to your scheme and their fee agreement for
the service (unless you have indicate a preference for
them to be remunerated by way of commission). By submitting
this form you give them the authority to do this; |
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With their fee agreement
you will receive an estimate of the total cost for the
advice. In many cases, it could be in your interest to
offset their fee against the commission paid by the provider.
Any surplus of commission by agreement could be added
back to the pension plan and this may improve the initial
allocation or reduce the annual management charge; |
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Due to the excessive time delay that
can occur when paid by commission rather than by fee,
our partner firms reserve the right to make an extra charge
of up to 15% on their original fee if they instead are
paid by commission; |
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Once our partner firm
have received all the information they need including
the fee agreement for the service, they will make their
recommendations and send you their Retirement Benefits
Report; |
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If you wish to proceed
with the pension transfer, our partner firm can then liase
with your scheme administrators to make the necessary
arrangements to facilitate the transfer, and submit the
required documents and application forms with the receiving
scheme to accept the pension transfer. |
