Who needs
a group life insurance quote? If you are the finance director
and want the most competitive price for group life
cover for your company employees we can source the
market for your company.
We can also source the market for permanent health
insurance (PHI) giving the desired level of cover
for a competitive premium.
Our services applies
whether the scheme is applying for group Life or
PHI for the first time or re-broking of existing
cover. Life cover is an important benefit for your
employee's family in the event of death and can
be provided at a relatively low cost as a fixed
amount for each employee or as a multiple of salary.
PHI is an important benefit for your employee and
can be used as a benefit for all employees or select
groups of employees. Both group Life and PHI premiums
can be guaranteed for one or two years, however,
it is always worth conducting a re-broking exercise
each year as rates may have become more competitive.
Cost of advice
•
Group Life
Insurance: cost of advice:
percentage of premium at 4.0%
•
Group Permanent
Health Insurance: cost of advice:
percentage of premium at 12.0% There is no charge applied
for us to conduct a broking exercise.
Please complete the following form and tell
us if you require advice on a group life insurance
or group PHI, or both. In
a few days we will send you a request for
further information relating to the employees
you wish to cover and this will allow us to
conduct a broking exercise. We can also call
you to discuss further your situation and
the ways we can help make the necessary calculations.
Group Life and PHI - quote form
To request advice
on a group Life and PHI broking exercise, please fill
in the form below and submit it to us. No charges are
payable to complete this form and we will send you a letter
to your correspondence address with instructions for further
information.
If you're not sure about some of the boxes, leave them
blank and we will contact you with further questions if
necessary. Please read our terms
and conditions before you submit this form.
* required fields.
What happens now?
•
By submitting this form you are not
under any obligation or commitment to purchase a service
from us;
•
We will not give or sell your details
to any third party and use the information only to advise
on Group Life Insurance or Group Permanent Health Insurance
(PHI);
•
On request, we will erase all information
you have submitted to us that we have on our files;
•
If you have any difficulty
completing the form, please let us know by email and we
can call you to take your details;
•
When we receive this form and have
checked that the details are complete we will send you
a letter requesting further information about your requirements
for Group Life and/or Group PHI. Before proceeding with
any work we may have to talk to you to discuss the services
you need. By submitting this form you give us the authority
to do this;
•
For Group Life and/or Group
PHI we will need data of the employees you wish to cover
in the scheme in order to conduct a broking exercise and
source the most competitive rates;
•
We do not charge for the
broking exercise, however, if we can offer the best rate
or reduce the rate your company is currently paying and
you implement the cover we recommend, we can take the
commission paid by the provider as our remuneration or
if you prefer pay us a fee.
Disclaimer:
Information found on this site does not amount to financial advice or
legal advice. Every time you access the website you agree to be bound
by the Terms and Conditions.
If you do not agree to be bound by them, you should not use the sharingpensions.co.uk
website. Before taking any action regarding pensions, pension on divorce
or any other financial or legal matter you should seek professional
advice.
